Community Driven Lending Club for Local Food Investments

​SOIL Sangre de Cristo’s goal is to build a robust local food economy by giving community farmers, growers, and local food enterprises a boost in the South Central Colorado region.

  • Makes 0% interest loans to community growers and local food entrepreneurs.

  • Currently serves South Central Colorado.

  • Loan funds circulate. So when a loan is paid back, it goes back into our fund for future loans!

  • Loans are selected based on the loanee's potential to make the greatest positive impact on our local food economy and a set of ethics established by the loan selection committee.

  • All loans are voted upon by members annually, ($250 minimum /year, $25 for grower/food entrepreneur).  Each member has one vote no matter the size of the donation.

  • Opening for Next Loan Awards will be 12/1/21 through 12/31/22. Loan Application will be Available online starting 11/17/21 for review.
    Please send a message to with questions

$20,000 in Loans Awarded to Farmers and Ranchers So Far!


  • Rocky Mountain Garlic Owners Mike and Tiffany Collette use organic and biodynamic farming processes to grow over 15 varieties of garlic and vegetables in the northern region of central Colorado. Loan: $5,000 for improved cooling system to store harvested vegetables at the local market stand and build a better wash stand for the vegetables.


  • Badger Creek Ranch Owners Dave and Chrissy McFarren, Andrea Evers practice regenerative agriculture in raising cattle and growing vegetables to serve to guests who stay at their ranch. Loan: $5,000 for a used tractor to help minimize the tasks of human labor on the ranch.

  • Jumpin’ Good Goat Dairy Owner Dawn Jump is dedicated to sustainable agricultural practices, the education of our local and regional community on the function and health of local food systems, the humane treatment of animals and wholesome cheese-making. Loan: $10,000 assist in the completion of the expansion of the retail area build-out and fixtures.

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